UR-Forex Deposit Bond

Multi-currency deposit bonds offering central bank base rates across 86 global currencies. Diversify your portfolio while earning competitive returns without maintaining multiple international bank accounts.

Global Currency Coverage

86

Supported currencies from major economies worldwide, all earning central bank base rates with live exchange rate conversion at deposit and maturity.

Investment Tiers & Duration Options

1 Day
£2,200
Short Term
GBP Equivalent
30 Days
£5,500
Monthly
GBP Equivalent
60 Days
£11,000
Bi-Monthly
GBP Equivalent
90 Days
£21,900
Quarterly
GBP Equivalent
180 Days
£32,900
Semi-Annual
GBP Equivalent
365 Days
£43,800
Annual
GBP Equivalent
730 Days
£109,500
Bi-Annual
GBP Equivalent

Product Features

Multi-Currency Access

  • 86 supported global currencies
  • Central bank base rate returns
  • Live exchange rate conversion
  • No foreign bank account required
  • Currency diversification options

Flexible Terms

  • 1 day to 2 year investment periods
  • Monthly adjustable limits
  • Early withdrawal for shorter terms
  • Automatic rollover options
  • Scalable investment amounts

Vostro/Nostro Banking

  • Direct central bank partnerships
  • Reduced conversion costs
  • Institutional-grade security
  • Real-time settlement
  • Enhanced liquidity access

Emergency Credit Facility

  • Deposit-secured loan access
  • Base currency lending
  • Instant credit approval
  • Competitive loan rates
  • Maintains earning potential

Platform Integration

  • Single platform management
  • Real-time performance tracking
  • Automated compliance
  • Cross-product benefits
  • 24/7 digital access

Cost Efficiency

  • Transparent platform fees
  • No hidden charges
  • Volume-based discounts
  • Competitive FX spreads
  • No account maintenance fees

How It Works

1

Select Currency & Duration

Choose from 86 available currencies and select your preferred investment duration from 1 day to 730 days. Set your investment amount within the predetermined tier limits.

2

Live Rate Conversion

Your base currency deposit is converted to the selected currency using real-time exchange rates. Funds are transferred to the corresponding central bank through Vostro/Nostro accounts.

3

Interest Accumulation

Your deposit earns interest at the central bank's base rate for the selected currency. Banks utilize these funds for payment processing, creating mutual benefits.

4

Maturity & Payout

At maturity, your principal plus earned interest is converted back to your base currency using live exchange rates. Funds are automatically credited to your account.

5

Emergency Access

If needed, use your deposit as collateral for a secured loan in your base currency, maintaining liquidity while preserving your earning potential.

Benefits & Risk Management

Key Benefits

💰
Central Bank Returns: Earn interest at official central bank base rates without maintaining foreign bank accounts
🌍
Global Diversification: Access 86 currencies for portfolio diversification and risk mitigation
🔄
Flexible Duration: Choose investment periods from 1 day to 2 years based on your liquidity needs
🛡️
Emergency Liquidity: Convert deposits to secured loans during emergencies while maintaining earning potential
💱
Cost Efficiency: Reduced FX conversion costs through institutional Vostro/Nostro arrangements

Risk Management

📊
Exchange Rate Risk: Conversions occur at live rates both at deposit and maturity, subject to FX fluctuations
🏦
Central Bank Backing: Deposits placed with regulated central banks, reducing counterparty risk
📋
Regulatory Compliance: Full compliance with FCA regulations and international banking standards
🔒
Capital Protection: Principal amounts are secured through institutional banking relationships
⚖️
Interest Rate Risk: Returns tied to central bank rates, which may change during investment period